Why do I need title insurance?
For most Americans, purchasing a home is the single largest financial investment you'll ever make. More importantly, it's where you raise your families, share time with friends, and live your lives. While owning a home may seem very straightforward, your rights to enjoy the property aren't always as clear. There are dozens of ways in which the title to and/or your ownership of the property can be jeopardized. The title insurance industry, and the policies it provides, exist to insure that title issues don't affect your home ownership rights.